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In this month’s update…

  • September Performance 

  • A Word of Caution

  • Did You Know?

  • Five Autotrading Principles 

  • Pricing & Discounts

  • How to Learn More

Performance Review


September was an unusually strong month for U.S. equities, with the S&P 500 and Nasdaq recording their best September returns in 15 years—defying the month’s typical seasonal weakness. Most iQ autotrading programs faced headwinds in this atypical environment and ended modestly lower overall. The standout was the Multi-100 program, which delivered an impressive +8.6% gain.

September 24 Performance

 * Returns based on live and simulated results since 2018, using suggested funding. Does not include license fees – which start at $3,900 - see pricing below. View full performance & disclaimers here. Source for S&P 500 Sharpe ratio is Morningstar based on past 5 years as of Dec 2024. Past performance may not be indicative of future results.

A Word of Caution

AI enthusiasm has lifted equities to fresh all-time highs and major indices are roughly 30% above midyear lows. If your portfolio is concentrated in a few winners or sectors, the hardest move is diversifying before it feels necessary. “Recency bias” tempts us to add to what’s working.

I was bullish in 2000 and over-concentrated in tech. The Nasdaq-100 peaked in March that year and then dropped ~80% over two years—a painful lesson I vowed never to repeat. By the Financial Crisis of 2007-2009 I was prepared as we had just launched the company (under the  name Master the Gap). I used our first algorithmic system to navigate the 56% S&P 500 decline and help clients generate compelling returns during this stressful period. 

Today isn’t 1999 or 2007, but there are similarities. And, worth noting: the last two major corrections (-35% in 2020 and -27% in 2022) both followed fresh highs in Q1 of their respective years, catching many off guard. 

We built InvestiQuant to strengthen investment portfolios by providing liquid, low-correlation, capital-efficient strategies that can work in both rising and declining markets. If you have $100k+, consider our Multi 100 and Max 150 programs. Both are up double-digit net gains YTD and performed well during the bear market of 2022. For those with ~$50k, check out Trader 50 which just turned net positive, or the Meta 50, which has struggled of late, but may be due for a nice run. It can be licensed using our Pay with Profits option.

Bottom line: Diversify before it feels necessary. Don’t repeat my mistake—trim concentration and consider adding uncorrelated, systematic strategies so that your portfolio is better prepared for whatever happens next.

Fall Promo Reminder: We will donate $400 for each new iQ autotrading license purchased by October 31st to help kids with cancer. Learn more and how you can make a direct donation here: ICCARE and InvestiQuant’s involvement here.

Did You Know?

Four companies - Nvidia, Microsoft, Apple, and Google make up 46% of the Nasdaq and 25% of the S&P 500.

5 Principles for Successful Autotrading with iQ

Autotrading with iQ can be a powerful tool for growth and diversification—but long-term success requires the right mindset. Here are five key principles to keep in mind:


1. Drawdowns Are Expected
They are completely normal and part of the ebb and flow of ALL active investment strategies. When they occur, nothing is wrong. It simply indicates that the markets are behaving outside of their long-term tendencies. Statistical edges play out over time, so don’t fear them; take advantage of them as opportunities to increase your allocation, or as an advantageous entry to a program.


2. Big Gains Come in Short Bursts
Most yearly returns come from just a few strong months, often when least expected. Staying invested is how you capture them. 


3. Bigger is Better

Smaller is not always better when starting. Investors should allocate to the largest program in which they can comfortably handle the risk in order to take advantage of the less volatile returns and smaller drawdowns (%) afforded by programs with multiple strategies. 


4. Low Correlation with Stocks is a Strength
iQ autotrading programs are driven by market volatility, and not stock returns - making their return streams very lowly correlated. This makes them especially valuable during turbulent periods when equity portfolios struggle.


5. Think Like an Investor, Not a Trader
Autotrading isn’t an ATM—it’s a disciplined path to long-term growth. Like all investments, success with IQ comes from understanding the process, staying committed through ups and downs, and letting the edge compound over time.

Pricing and Discounts

iQ Autotrading programs are licensed annually and prices start at $3,900. Request details and payment options here. Discounts are available for veterans of the military and law enforcement. Larger programs and volume discounts are available for family offices and investors seeking to invest with greater amounts. Email [email protected] for details. 


Client referrals are one of our top generators of new clients. Make an intro and we’ll do the rest. You both will save $500. Contact [email protected] for details.

Want To Learn More? 

Check out Answers to Common Autotrading Questions here. View autotrading performance via the popular iQ Portfolio Builder here.  If you would like to request a 1-1 call/meeting with Matt, email [email protected]. You can also schedule a Zoom call/meeting with me here.

Thought of the Month

“Be fearful when others are greedy. “

– Warren Buffett


Invest Smarter.


Scott Andrews

InvestiQuant.com

CEO & Co-Founder